Ajman Government – Buy Now Pay Later Program

Paying Ajman Services and Fees is now simpler by splitting the transactions into Easy Payment Plans done at our participating Ajman Government Entities without any processing charges.

At our preferred partners given below, you can buy now and pay later at flexible payment tenures of 3 & 6 months with a minimum amount of AED 1,000

2 IN 1 ACCOUNT

ATM/ Debit Card, Cheque book and profit in ONE account!

At Ajman Bank we believe that our customers should be able to save and manage their day-to-day transactions at the same time.

Introducing 2 in 1 Account, that provides combined benefits of a Savings and Current Account - an ATM / Debit card, Cheque book facility and flexibility to earn profit on your deposits! 

Features & Benefits

• 2 in 1 Account can be opened with AED 10,000 or more
• Account will be part of Mudaraba pool; a Profit bearing Account with attractive profit rates
• Minimum average balance per quarter of AED 10,000 should be maintained to earn profit
• *Can be used as a Salary Transfer account or a regular checking account
• Free Cheque book and ATM / Debit card
• SMS alerts
• Online Banking

Documents Required

• Duly filled and signed Account Opening Form and Terms and Conditions (T&Cs)
• Original and Copy of Emirates ID for UAE Nationals and Expatriates
• Original and Copy of Passport with VISA page for Expatriates

*Salary Certificate is required if the account is used as a Salary Transfer account

Terms & Conditions Apply

Upfront Profit Wakala Deposit

See how fast your profits take off with Ajman Bank’s Upfront Profit Wakala Deposit

With Ajman Bank’s Upfront Profit Wakala Deposit, you’ll see your profits take off immediately. Because now, you no longer have to wait for your investments to mature – you can get your profits upfront and enjoy returns right away.

Features & Benefits

• Receive upfront profit on deposit placement and enjoy returns right away
• Withdraw the upfront profit funds as per convenience
• Choose from flexible tenure options of 6 months, 1, 2 and 3 years
• Minimum deposit amount of AED 100,000
• Additional current account with no minimum balance requirement and FREE debit card
• Deposits are  acceptable only in UAE dirhams
• Profit rate calculation based on expected profit rate
• Product is structured under Sharia concept of “Wakala”

Documents Required

• Duly filled and signed Account Opening Form and Upfront Profit Wakala Deposit Agreement
• Original and Copy of Emirates ID for UAE Nationals and Expatriates
• Original and Copy of Passport for both UAE Nationals and Expatriates (VISA page is required for Expatriates)

Terms & Conditions Apply

Faster & Secure way to pay anywhere

Ajman Bank Mastercard debit and credit cardholders can now enjoy the experience of seamless payments using Samsung Pay.

Samsung Pay is widely accepted at almost all UAE & international retail, shopping, and dining outlets  in the most secure, convenient, and simple way.

Terms and conditions link

Frequently asked questions link