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  • Ajman Bank Wins ‘The Best Emiratization CEO Award’ Read More
  • Ajman Bank wins 'Fastest Growing Bank in the UAE' award At the Banker Middle East Industry Awards 2018, for the fifth consecutive year Read More
  • Extending the Capital Increase Subscription Period of Ajman Bank Rights Issue Read More
  • Right issue Read More
  • Fitch Ratings assigned Ajman Bank rating at ‘BBB+’ with stable outlook Read More
  • Ajman Bank officially opens its new branch in Ajman Court Read More
  • Ajman Bank wins 'Fastest Growing Bank in the UAE' award at the Banker Middle East Industry Awards 2018 Read More
  • X مركز عجمان Read More
  • الاجتماع السنوي للجمعية العمومية Read More
  • Ajman Bank wins Most Improved Call Center Award for 2017 from Ethos Integrated Solutions at the 6th Annual Service Olympian Awards Read More
Upfront Profit Wakala Deposit
Samsung Pay
Win samsung Galaxy S9
Samsung Pay

Upfront Profit Wakala Deposit

See how fast your profits take off with Ajman Bank’s Upfront Profit Wakala Deposit

With Ajman Bank’s Upfront Profit Wakala Deposit, you’ll see your profits take off immediately. Because now, you no longer have to wait for your investments to mature – you can get your profits upfront and enjoy returns right away.


Features & Benefits

  • Receive upfront profit on deposit placement and enjoy returns right away
  • Withdraw the upfront profit funds as per convenience
  • Choose from flexible tenure options of 6 months, 1, 2 and 3 years
  • Minimum deposit amount of AED 100,000
  • Additional current account with no minimum balance requirement and FREE debit card
  • Deposits are  acceptable only in UAE dirhams
  • Profit rate calculation based on expected profit rate
  • Product is structured under Sharia concept of “Wakala”

Documents Required

  • Duly filled and signed Account Opening Form and Upfront Profit Wakala Deposit Agreement
  • Original and Copy of Emirates ID for UAE Nationals and Expatriates
  • Original and Copy of Passport for both UAE Nationals and Expatriates (VISA page is required for Expatriates)

Terms & Conditions Apply

Faster & Secure way to pay anywhere

Ajman Bank Mastercard debit and credit cardholders can now enjoy the experience of seamless payments using Samsung Pay.

Samsung Pay is widely accepted at almost all UAE & international retail, shopping, and dining outlets  in the most secure, convenient, and simple way.


Terms and conditions link

Frequently asked questions link

Turn speed into smiles with Ajman Bank Contactless:

Your transactions are now faster with Ajman Banks contactless technology.

Contactless transactions are payment transactions that does not require a physical contact between your card and the merchant's terminal, thus allowing you to make payments faster and easier as well as reducing the need for you to carry cash!


Terms & Conditions Apply




Pay with Samsung Pay through your Ajman Bank Debit and Credit Cards and stand a chance to win one of six Samsung Galaxy S9 64 GB.The more you spend the higher your chances to win.

Terms and conditions Apply.



Term Deposits

Make your money work harder for you by placing a term deposit with us.

Payroll Accounts

We at Ajman Bank offer one-window solution to any of your financial need.

Current Accounts

An Account with the credit balance always payable on demand.

Savings Accounts

We believe in encouraging all our customers to start savings.

Apply Online

We are delighted to assist you in all your financials needs.

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  • Power Credit Card

    We are delighted to announce the launch the most powerful multi partner Islamic Credit Card in UAE.

  • Power Credit Card

    We are delighted to announce the launch the most powerful multi partner Islamic Credit Card in UAE.